NSFAS funding
University of Zululand is a public university, so NSFAS (National Student Financial Aid Scheme) funding applies if you qualify financially. NSFAS is a bursary, not a loan, for students who qualify — you don't pay it back. It can cover tuition, res or a living allowance, meals, books, and a personal allowance.
NSFAS is a separate application from your university application, with its own closing date — applying to University of Zululand doesn't apply you for NSFAS.
Apply for NSFAS at nsfas.org.zaThe "missing middle"
If your household earns between R350,000 and R600,000 a year, you likely won't qualify for NSFAS but may still struggle to afford fees — this is called the "missing middle." NSFAS runs a loan scheme for this group: it's interest-free while you study, and repayment only starts 12 months after you leave the university.
Fees & funding
The CAO fee covers your application submission, but NSFAS and residence applications still happen separately with each university.
How to apply for NSFASFees
Application fee
General: R220
Tuition & other costs
Res & other costs: If you want residence or financial aid, handle those separately after your CAO application. Each university still has its own housing and registration process.
NSFAS doesn't cover everything — transport and personal items are usually still on you, even if you qualify for full funding.