Verified against NSFAS 2026 rules and official allowance amounts
Published by NavyBlue Editorial Team
What this NSFAS calculator tells you
- If you can get the NSFAS bursary, the NSFAS loan, or nothing, and why.
- How much money NSFAS can give you in one year, for food, transport, books and a place to stay.
- Which documents you need when you apply.
It uses the official NSFAS rules. You do not need to sign up.
NSFAS 2027 applications are open. NSFAS says they close on 31 October 2026, so do not wait.
How the NSFAS calculator decides
- You must be a South African citizen or permanent resident.
- You must study at a public university or a public TVET college.
- Your family must earn R350,000 or less a year. If you have a disability, your family can earn up to R600,000.
- If your family got a Child Support Grant, Foster Child Grant or Care Dependency Grant in the last 3 years, you pass the money check.
- NSFAS pays for your first diploma or degree. For Honours or Masters, there is only the NSFAS loan.
- If you are already studying, you must pass 50% of your subjects at university, or 70% at a TVET college.
- Where you stay decides your money. You get money for a place to stay if you live in a res or flat, or transport money if you live at home.
How much NSFAS pays in one year
These are the latest amounts from NSFAS (2025). NSFAS has not given 2026 amounts yet. You get money for a place to stay or transport money, not both.
| Money for | University | TVET college |
|---|---|---|
| Food and living | R17,160 | R17,160 (with personal care) |
| Transport | R8,190 | R8,027 |
| Books | R5,678 | Not given |
| Personal care (res with meals) | R3,167 | R3,167 |
| A place to stay, you cook | Up to R52,000 in a big city (metro), or R42,640 in other places | |
| A place to stay, with meals | Up to R65,993 in a big city (metro), or R56,633 in other places | |
| If you have a disability | Food and living R20,800, books R6,240, and things that help you study up to R54,080 | |
Questions people ask
What disqualifies you from NSFAS?
You cannot get the NSFAS bursary if you are not a South African citizen or permanent resident, or if you study at a private college. You also cannot get it if your family earns more than R350,000 a year (R600,000 if you have a disability), or if you want a second degree, Honours or Masters. If you are already studying, NSFAS can stop paying if you pass less than 50% of your subjects at university (70% at a TVET college), or if you take too many years.
What is the maximum household income for NSFAS?
It is R350,000 a year. If you have a disability, it is R600,000 a year. This is the money that you and your parents, guardian or spouse earn before tax. If your family earns between R350,001 and R600,000, you can try the NSFAS loan.
How much is NSFAS per month?
NSFAS gives amounts per year, not per month. In 2025, food and living money was R17,160 a year. If you split it into 10 months, that is about R1,716 a month. If you live at home, you also get transport money of R8,190 a year at university. NSFAS has not given 2026 amounts yet.
Does the SASSA child grant affect NSFAS?
Yes, and it helps you. If your family got a Child Support Grant, Foster Child Grant or Care Dependency Grant in the last 3 years, you pass the NSFAS money check. You also do not need the consent form. The SRD grant does not count.
Is this calculator an official NSFAS answer?
No. It follows the official NSFAS rules, but it is only a guide. Only NSFAS can say yes, after you apply on my.nsfas.org.za.
Does the calculator save my answers?
No. Your answers stay on your phone or computer, and we never keep your family's income. We only count results, like how many people can get NSFAS, to make the calculator better.
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